First Time Buyer
Purchasing a home for the first time can be overwhelming. If you're a first-time buyer struggling to navigate the mortgage market, you're not alone. Our entire team is here to guide you through each step, offering the assistance, advice, and support necessary to ensure your journey onto the property ladder is as seamless as possible, helping you secure your dream first home.
We will assist you in finding the best mortgage deals tailored to your unique needs, budget, and situation. Our experts will simplify any complex terms, ensuring that no question goes unanswered or requires repeated clarification.
Our support extends beyond just mortgages. Your broker will also recommend efficient solicitors and, most importantly, help you safeguard your new home and family with home and life insurance.
Our team is dedicated to guiding you throughout the entire process, keeping you informed at every step and celebrating each milestone along the way.
As a First Time Buyer, there are a few steps you can follow to get "mortgage ready" and assist us in obtaining the best deal for you.
Begin by checking your credit score and quickly addressing any inaccuracies on your report to enhance your appeal to lenders. It's also important to ensure that you are not financially linked to any past partners or former roommates with poor credit.
Furthermore, there are several additional actions you can take to boost your attractiveness to lenders, such as:
​
-
Registered to vote
-
Managing your available credit carefully
-
Closing any dormant accounts
-
Ensuring your bills are paid on time and staying out of your overdraft
-
Avoiding applying for any new credit before submitting your mortgage application
​
Schedule your financial review now by calling us on 01633 422000, and we’ll be happy to assist you.
TESTIMONIALS
"Top service. Paul went above and beyond and I highly recommend him. We were abroad at the time of application but the application was stress free thanks to Pauls responsiveness, he always took time to explain everything even over the message which I appreciated due to time difference. Mortgage was approved by the time we returned."​​​
​
4th Jan 2024
Darina Hab
"Myself and my wife are incredibly happy with Paul's service, he has been amazing, being first time buyers we had no clue where to start and he guided us through everything and took the stress out of the entire situation. Paul's communication was fantastic and he kept me in the loop always and went above and beyond in finding us the right mortgage. Thank you again Paul you've made us both very happy"
​
6th Sept 2024
Brad Bradley
"I would highly recommend Paul, he made the whole precess so easy and straightforward. He would explain everything simply which made it much easier to understand and take in. Excellent mortgage advisor!!"
​
11th Jul 2023
Shauna Bagenal